Mortgages
We help you get the best mortgage.
A mortgage broker compares banks and negotiates for you. Tell us about your situation in two minutes and we will call you with real options.
What do you need?
Choose the option that best describes you.
Have you already chosen the property?
If it is one of our properties, we coordinate everything together.
What is the approximate price?
If you have not found it yet, enter what you would like to spend.
How much can you put in from your savings?
Banks usually lend up to 80 %; the rest, plus costs, comes from your savings.
How many people will sign the mortgage?
With two borrowers, both incomes are added together.
What is your employment situation?
If there are two of you, that of the main borrower.
What is the net monthly income?
Of all borrowers together. Just a range: we do not need the exact figure.
Where do you live and pay tax?
Some banks specialise in buyers who do not live in Spain.
How should we contact you?
We will call or write to explain your options. No obligation.
Paco Parra Real Estate does not grant loans. We put you in touch with a mortgage credit intermediary, who studies your case. Approval depends on each bank.
How it works
You tell us.
We negotiate.
- You tell us about your situationProperty, savings and approximate income. Two minutes.
- The broker compares banksFinds and negotiates the offers that suit you.
- You choose calmlyWe present clear, side-by-side options.
- We sign togetherWe coordinate bank, valuation and notary with the purchase.
Frequently asked questions
What people ask us most
How much does the broker’s service cost?
We explain it before we start, in writing, so there are no surprises.
Can I get a mortgage if I do not live in Spain?
Yes. Some banks lend to non-residents, usually on different terms. The broker will tell you which ones suit you.
How much savings do I need?
Usually around 20 % of the price plus the purchase costs and taxes. You can work them out with our buying costs calculator.
Do I have to buy a Paco Parra property?
No. We help you with financing even if the property is with another agency or a private seller.