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Value your property

Calculator for buyers

How much does buying a home really cost?

Work out the taxes, costs and how much money you need to buy your next home in Andalusia.

Step 1

What is the purchase price?

The price stated in the contract. If you do not know it yet, enter an approximate figure.

Which municipality is it in?

Some small municipalities in Andalusia have reduced rates because of depopulation.

Is it a new build or resale?

The tax changes: new builds pay VAT and AJD (stamp duty); resale homes pay ITP (transfer tax).

Will it be your main home?

Andalusia’s reduced rates only apply to your main home.

Does any of these apply to you?

They may entitle you to a reduced rate. We will check the requirements before applying it.

How will you pay?

If you take out a mortgage, we will also work out the deposit and the savings you need up front.

Mortgage amount

Your budget We will send you the exact calculation. We are checking the current regulations. Leave your details and, in the meantime, you will receive an approximate estimate.
  • Transfer tax (ITP)Being verified
  • NotaryBeing verified
  • Land RegistryBeing verified
  • Administrative agency (gestoría)Being verified
  • Bank valuationBeing verified
  • Deposit and up-front savingsBeing verified

Get your exact calculation

Taxes, the requirements for each reduced rate and your final budget. While we prepare it, we will send you an approximate estimate.

Information only, not tax advice. Taxes depend on personal requirements that must be proven to the Junta de Andalucía.

How it works

Four steps.
Less than a minute.

  1. Tell us about the purchasePrice, municipality, type of property and how you will pay.
  2. We calculate instantlyTaxes under current Andalusian regulations and the usual costs.
  3. You see the totalPrice + costs = the money you really need.
  4. PDF reportWith the breakdown, requirements and sources, if you want it.

Frequently asked questions

What people ask us most

What tax do I pay when buying a resale home in Andalusia?

Property Transfer Tax (ITP). The general rate and the reduced rates, with their requirements, will be shown here once verified against current regulations.

And if it is a new build?

On the first sale you pay VAT and Stamp Duty (AJD) instead of ITP.

What is the Catastro reference value?

It is the minimum value on which the tax office calculates ITP, even if you buy for less. We will take it into account in the calculation.